First, both plans have agreed to subsidize health insurance for a family of four making up to approximately $88,000 nationally. Both bills would expand Medicaid coverage to cover individuals making up to approximately $30,000 per year. Another useful feature of both plans is the creation of insurance exchanges, whereby small businesses, the self-employed, and the unemployed could purchase less expensive coverage by the pooling of resources. Both plans would limit total out-of-pocket expenses, and they would bar an insurer from charging higher premiums based on gender or medical history. And the most refreshing feature that I've seen so far: insurers would be unable to deny coverage for pre-existing conditions.

Now, all of that having been said, either of these plans will put a giant hole in our collective wallets. The Senate bill would cost $871 billion, while the House bill would reach $1 trillion in cost. While both plans would cost a lot, they differ as to how they would pay for the expanded coverage. The Senate bill would apply a 40% tax to companies that provide so-called "Cadillac" health plans, while the House plan would tax individuals with incomes over $500,000 and families with incomes greater than $1 million. Another negative would involve Medicare. The Senate bill would cut Medicare by approximately $500 billion, and it would increase Medicare taxes on families making over $250,000. Then there's the dreaded public option. The House plan would include a public option, while the Senate plan would create nonprofit private plans overseen by the federal government.

As you can see, this is a real mixed bag. And the two plans will have to be merged to everyone's satisfaction. Is anyone really happy about this potential package? The left has labeled it a failure without the public option. While, some on the right have called it a "monstrosity." But perhaps it is a good thing that there is such angst over this bill. Our great political machine, with its checks and balances, will churn and crank out this imperfect package. A package that many politicians can live with, but none will gush over. But with a current American health care system that is, in my opinion, truly broken, we need some package, any package, to help fix it. So I, for one, welcome this "monstrosity of a failure." I welcome it for the millions of un-insured Americans. For the millions who have to make our emergency rooms their primary care clinics. For the hoards of Americans who lose sleep every night as their children go without health coverage. For the many small business owners who can barely afford their overhead, let alone health coverage. This bill has just about completed its due process. It will have survived a highly politically charged process, from town hall meeting shouting matches, to pure partisan voting. It may be bitter medicine, with some side effects, but I say we'd best swallow this pill, because it's just what the doctor ordered. The alternative would just be more bad medicine.